Other Coverages

 Life insurance provides peace of mind for you and financial protection for the people you love. Whether you want to cover final expenses, leave a legacy, or help your family maintain their lifestyle, life insurance ensures they’re cared for when it matters most. 

 Unexpected hospital stays can bring unexpected costs. Hospital indemnity plans pay you cash directly for each day you’re admitted — money you can use for copays, deductibles, travel, or anything you need. It’s a smart way to fill the gaps in Medicare Advantage coverage. 

 A critical illness policy provides a one-time cash payment after a serious health event like cancer, heart attack, or stroke. You can use it however you need — from covering lost income to paying off medical bills. 

If you ever need help at home or in a facility for a short period after an illness or injury, short-term care coverage can help pay for that care. It bridges the gap between hospital discharge and full independence — often when Medicare stops paying. 

 A major diagnosis can hit your wallet as hard as your health. These plans pay a lump sum or treatment benefit directly to you after a covered diagnosis, so you can focus on recovery — not bills. 

Accidents happen — on the road, at home, or even during everyday activities. Accident plans provide quick cash benefits to help with ER visits, X-rays, and follow-up care 

 Finding the correct path to your financial future requires planning. Retirement planning, financial risk management, & business succession planning. 

Supplemental insurance to help pay out-of-pocket expenses your major medical insurance doesn't cover.

Liability coverage for consulting and related businesses to protect against failure to perform on the part of, financial loss caused by, and error or omissions of the policyholder