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Hospital Indemnity

What is Hospital Indemnity?

Hospital Indemnity Insurance is a supplemental insurance plan that helps pay you cash benefits if you're admitted to the hospital for a covered illness or injury. Unlike traditional health insurance, these benefits are paid directly to you, giving you the flexibility to use the money however you need.


You can use your benefit to help cover:

  • Hospital deductibles and copays
  • Out-of-pocket medical expenses
  • Transportation and lodging for family members
  • Household bills such as your mortgage, rent, or utilities
  • Groceries, childcare, or other everyday expenses while you recover


Even with Medicare or a traditional health insurance plan, a hospital stay can create unexpected costs. A Hospital Indemnity plan can provide an extra layer of financial protection, helping reduce the stress of both medical and everyday expenses during recovery.


If you're unsure whether a Hospital Indemnity plan is right for you, we're happy to review your current coverage and help you determine if it fits your needs and budget.

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We work to find the coverage you need with affordable options.

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Not affiliated with the U. S. government or federal Medicare program. We do not offer every plan available in your area. Currently we represent 16 organizations which offer approximately 135 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

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